Hello, future homeowner.

Find your dream home, move in now, and rent with built-in savings for your down payment. In 3 years or less, you’re ready to buy.

Get started now. It’s free and won’t impact your credit score.

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How Divvy works.

Apply in minutes.

Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.

Find your dream home.

With your budget in hand, go shopping for your new home (with a Divvy agent or your own). Divvy buys it with an all-cash offer, and the keys are yours.

Move in and make it yours.

Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.

image of Kristin and Andrew
“I honestly thought it was too good to be true. Owning our home is a dream.”
Kristin and Andrew's signature
Kristin and Andrew
Became homeowners in 2021,
only 31 months after beginning the Divvy program.
image of Janese
“Divvy is a homeownership program that not only wants you to purchase the home, they want a better you.”
Janese's signature
Became a homeowner in 2020,
only 4 months after beginning the Divvy program.
image of Joe
“Finding a home in a community that I felt good about, and having Divvy’s support acquiring it, was priceless.”
Joe's signature
Became a homeowner in 2021,
only 21 months after beginning the Divvy program.
image of Chiquita and Charles
“Years from now, as adults, our children can look back and remember all of the love and fun we shared here.”
Chiquita and Charles's signature
Chiquita and Charles
Became homeowners in 2022,
only 9 months after beginning the Divvy program.

The proof is in the numbers

After 3 years with Divvy, the average customer saves $16,000 toward their home’s down payment.

The average Divvy customer goes from offer to close in just 19 days.

Signing up with Divvy is easy, you can get prequalified in under 5 minutes.

Is Divvy legit?


Yes, Divvy is a legitimate company trusted by thousands of customers and agents, recognized by TIME and Forbes in influential company lists, and funded by top investment firms such as Andreessen Horowitz, Tiger Global Management, GGV Capital, and more.

Divvy empowers renters to become owners. We founded Divvy with the mission to make homeownership, and all the power and security that comes with it, accessible to everyone. With Divvy, you can rent and live in your dream home without a mortgage. Through a customized plan that you choose, we help you save and build credit so you can buy the home from us when you’re ready.

Since our founding in 2017, nearly 50% of Divvy’s customers have successfully purchased their home from Divvy, which is significantly higher than our closest competitors.

To avoid misleading rent-to-own programs or scams, below are factors to look for when evaluating a legitimate rent-to-own program.

With our program, rest assured that Divvy…

  • Fully owns the property and rents it to you, with built-in monthly savings
  • Covers major maintenance costs and repairs
  • Performs home inspections to ensure all homes are safe and habitable
  • Sets transparent buyback and monthly pricing - no surprises!
  • Offers customer support in addition to having agents, sales, and closing team members that help you along your homeowner journey

Read more about how to tell a legitimate rent-to-own program from a scam , and also read reviews and testimonials from some of our happy customers.

You’ve got questions. We’ve got answers.

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Divvy in the press
Divvy is proud to be included on Time’s list of the 100 Most Influential Companies of 2022.
“Innovative technology that’s simplifying and opening the real estate market to a new generation.”
Washington Post
“Reimagining [rent-to-own] by offering aspiring homeowners more say and more financial leverage.”
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