Get your credit score (and more) ready for homeownership

Work towards improving your credit score with a program aimed at getting you mortgage-ready. The best part? You’ll have a personalized action plan to help get you ready to own with tips and resources built just for you.

Only $14.99/month*Don’t worry, you won’t be charged to join the waitlist. We’ll give you a heads up once we launch to register and confirm again.

Sign up now for a chance to win

free access for 3 months!

20 winners will be selected on October 15th to receive free access once the program is live! Join the waitlist now for a chance to get mortgage-ready, free of charge.

*Signing up for the waitlist does not guarantee eligibility for the program. Program not available in all jurisdictions. Program and pricing information are subject to change. Divvy has no control over the approval process of third party mortgage lenders. Results are not guaranteed and may depend on a range of factors, including participation.
NO PURCHASE OR WAITLIST PARTICIPATION NECESSARY. Starts September 21, 2023. Ends December 15, 2023. Restrictions apply. See Official Rules for complete details and alternate method of entry. Only open to residents of the 50 United States and the District of Columbia who are at least 18 years of age or older at time of entry. Must have or create a valid [CHiP/program] account to receive prize. Void where prohibited or restricted.

What’s included

Coming soon in late 2023

Get your homebuying readiness score

See how close you are to becoming a homeowner with our readiness estimator, then work on increasing your score (and mortgage readiness) as you follow a customized action plan to save, pay down debt, and learn to improve your credit.

Personalized credit improvement strategies to help get you homeowner-ready

Basic credit monitoring can only get you so far. Receive personalized recommendations to learn how to improve your credit score and debt-to-income ratio, with the end goal of qualifying for a mortgage.

Your homeownership action plan and weekly goal setting

Based on your readiness score and timeline, you’ll get step-by-step recommendations and weekly goals to keep you on track and moving towards homeownership. Plus, gain the knowledge and skills critical for buying and owning a home, including the ins and outs of home inspections, maintenance, down payment assistance programs, and more.

Spot credit report errors and automate disputes

See if any errors on your credit report are holding your score back, automate dispute letters to the credit bureaus, and track their progress.

Get a chance at free access

Get early access and be the first to know when we’re launching later this year.*

*Signing up for the waitlist does not guarantee eligibility for the program. Program not available in all jurisdictions. Program and pricing information are subject to change. Divvy has no control over the approval process of third party mortgage lenders. Results are not guaranteed and may depend on a range of factors, including participation.
NO PURCHASE OR WAITLIST PARTICIPATION NECESSARY. Starts September 21, 2023. Ends December 15, 2023. Restrictions apply. See Official Rules for complete details and alternate method of entry. Only open to residents of the 50 United States and the District of Columbia who are at least 18 years of age or older at time of entry. Must have or create a valid [CHiP/program] account to receive prize. Void where prohibited or restricted.