New: Get your credit score (and more) ready for homeownership with a new program from Divvy. Get early access →

Hello, future homeowner.

Find your dream home, move in now, and rent with built-in savings for your down payment. In 3 years or less, you’re ready to buy.

Get started now. It’s free and won’t impact your credit score.

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New! Launching in Early 2024

Get a leg up on your homeownership preparation

Preparing for homeownership but not looking to commit right away? Start improving your credit score and growing your home buyer knowledge with a new program from Divvy aimed at getting you mortgage-ready.
Get Early Access

Get on the path to homeownership.

Apply in minutes.

Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.

Find your dream home.

With your budget in hand, go shopping for your new home (with a Divvy agent or your own). Divvy buys it with an all-cash offer, and the keys are yours.

Move in and make it yours.

Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.

See how Divvy has helped customers like you.

Read reviews and hear some of our customer success stories.
Meet our homeowners

Search for rent-to-own homes in your neighborhood.

Search homes

The proof is in the numbers

After 3 years with Divvy, the average customer saves $16,000 toward their home’s down payment.

The average Divvy customer goes from offer to close in just 19 days.

Signing up with Divvy is easy, you can get prequalified in under 5 minutes.

What makes
Divvy different?

We make homeowners.

Live in your dream home today, and a portion of your monthly Divvy payments grow into a down payment over 3 years—so you can buy your home.

We never lock you in.

Whenever you’re ready, you can buy your home at a preset price. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings (minus a relisting fee).

We fast-track your future.

Divvy gives you the power to start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.

Our mission

We’re making homeownership accessible to everyone.

Here’s how
Divvy in the press
Divvy is proud to be included on Time’s list of the 100 Most Influential Companies of 2022.
“Innovative technology that’s simplifying and opening the real estate market to a new generation.”
Washington Post
“Reimagining [rent-to-own] by offering aspiring homeowners more say and more financial leverage.”