Hello, future homeowner.

Find your dream home, move in now, and rent with built-in savings for your down payment. In 3 years or less, you’re ready to buy.

Get started now. It’s free and won’t impact your credit score.

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This will create an account for you with Divvy Homes. We’ll never email you spam.

Get on the path to homeownership.

Apply in minutes.

Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.

Find your dream home.

With your budget in hand, go shopping for your new home (with a Divvy agent or your own). Divvy buys it with an all-cash offer, and the keys are yours.

Move in and make it yours.

Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.

image of Kristin and Andrew
“I honestly thought it was too good to be true. Owning our home is a dream.”
Kristin and Andrew's signature
Kristin and Andrew
Became homeowners in 2021,
only 31 months after beginning the Divvy program.
image of Janese
“Divvy is a homeownership program that not only wants you to purchase the home, they want a better you.”
Janese's signature
Became a homeowner in 2020,
only 4 months after beginning the Divvy program.
image of Joe
“Finding a home in a community that I felt good about, and having Divvy’s support acquiring it, was priceless.”
Joe's signature
Became a homeowner in 2021,
only 21 months after beginning the Divvy program.
image of Chiquita and Charles
“Years from now, as adults, our children can look back and remember all of the love and fun we shared here.”
Chiquita and Charles's signature
Chiquita and Charles
Became homeowners in 2022,
only 9 months after beginning the Divvy program.

The proof is in the numbers

After 3 years with Divvy, the average customer saves $16,000 toward their home’s down payment.

The average Divvy customer goes from offer to close in just 19 days.

Signing up with Divvy is easy, you can get prequalified in under 5 minutes.

What makes
Divvy different?

We create homeowners.

Live in your dream home today, and a portion of your monthly Divvy payments grow into a down payment over 3 years—so you can buy your home.

We never lock you in.

Whenever you’re ready, you can buy your home at a preset price. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings (minus a relisting fee).

We fast-track your future.

Divvy gives you the power to start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.

Our mission

We’re making homeownership accessible to everyone.

Here’s how
Divvy in the press
Divvy is proud to be included on Time’s list of the 100 Most Influential Companies of 2022.
“Innovative technology that’s simplifying and opening the real estate market to a new generation.”
Washington Post
“Reimagining [rent-to-own] by offering aspiring homeowners more say and more financial leverage.”