Hello future homeowner.
Find your dream home, move in now, and rent with built-in savings for your down payment. Our program is designed for you to become mortgage-eligible in 3 years or less.
Get prequalifiedGet on the path to homeownership.
Apply in minutes.
Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.
Find your dream home.
With your budget in hand, go shopping for your new home (with a Divvy agent or your own). Divvy buys it with an all-cash offer, and the keys are yours.
Move in and make it yours.
Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.
Became homeowners in 2021,
only 31 months after beginning the Divvy program.
Became a homeowner in 2020,
only 4 months after beginning the Divvy program.
Became a homeowner in 2021,
only 21 months after beginning the Divvy program.
Became homeowners in 2022,
only 9 months after beginning the Divvy program.
The proof is in the numbers
The proof is in the numbers
After 3 years with Divvy, the average customer saves $16,000 toward their home’s down payment.
The proof is in the numbers
The average Divvy customer goes from offer to close in just 19 days.
The proof is in the numbers
Divvy creates homeowners at double the rate of our closest competitors.
What makes
Divvy different?
We create homeowners.
Live in your dream home today, and a portion of your monthly Divvy payments grow into a down payment over 3 years—so you can buy your home.
We never lock you in.
Whenever you’re ready, you can buy your home at a preset price. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings (minus a relisting fee).
We fast-track your future.
Divvy gives you the power to start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.
