Hello future homeowner.
Find your dream home, move in now, and rent with built-in savings for your down payment. Our program is designed for you to become mortgage-eligible in 3 years or less.
Get prequalifiedGet on the path to homeownership.
Apply in minutes.
Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.
Find your dream home.
With your budget in hand, go shopping for your new home (with a Divvy agent or your own). Divvy buys it with an all-cash offer, and the keys are yours.
Move in and make it yours.
Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.
The proof is in the numbers
What makes
Divvy different?
We create homeowners.
Live in your dream home today, and a portion of your monthly Divvy payments grow into a down payment over 3 years—so you can buy your home.
We never lock you in.
Whenever you’re ready, you can buy your home at a preset price. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings (minus a relisting fee).
We fast-track your future.
Divvy gives you the power to start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.