Hello, future homeowner.
Find your dream home, move in now, and rent with built-in savings for your down payment. In 3 years or less, you’re ready to buy.
Get started now. It’s free and won’t impact your credit score.
Get your credit score (and more) ready for homeownership
Work towards improving your credit score with a program aimed at getting you mortgage-ready. The best part? You’ll have a personalized action plan to help keep you on track with weekly credit recommendations and financial tips built just for you.
Learn moreWhat’s included in your free trial?
Get full access with $0 due today. You won’t be charged until after the trial period.
Your unique homeownership readiness timeline and assessment
Your credit report and credit score breakdown (based on FICO® Score 4 from TransUnion®)
Your personalized action plan with tips to help improve your credit and mortgage readiness
Get on the path to homeownership.
Apply in minutes.
Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.
Find your dream home.
With your budget in hand, go shopping for your new home (with a Divvy agent or your own). Divvy buys it with an all-cash offer, and the keys are yours.
Move in and make it yours.
Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.
See how Divvy has helped customers like you.
Search for rent-to-own homes in your neighborhood.
Search homesThe proof is in the numbers
What makes
Divvy different?
We make homeowners.
Live in your dream home today, and a portion of your monthly Divvy payments grow into a down payment over 3 years—so you can buy your home.
We never lock you in.
Whenever you’re ready, you can buy your home at a preset price. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings (minus a relisting fee).
We fast-track your future.
Divvy gives you the power to start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.