A rent-to-own program designed for you
Start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.
Fast-track your future
Get an estimated home-shopping budget
How the program works
Apply in minutes
Get pre-approved for a home-shopping budget. It’s free, no-commitment, and doesn’t impact your credit score.
Find your dream home
With your budget in hand, you can shop for your new home with an agent. The home is bought on your behalf, and the keys are yours.
Move in and make it yours
You rent your new home while you get ready to own it, while saving for your down payment each month.
Buy your home, or walk away with savings
Buy your home when the time is right. Change of plans? You can also move out anytime and keep your savings (minus a surrender fee of 2% of the original purchase price).
What makes this program different?
Get a path to homeownership.
Live in your dream home today, and your monthly payments grow into a down payment —so you can buy your home when you’re ready.
You’re never locked in.
Whenever you're ready, you can buy your home at a preset price. Or if life changes, walk away anytime with your savings (minus a surrender fee of 2% of the original purchase price).
The fast-track to your future.
The power to make a home now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.
The proof is in the numbers
The proof is in the numbers
After 3 years, the average customer saves $16,000 toward their home's down payment.
The proof is in the numbers
The average Divvy customer goes from offer to close in just 19 days.
The proof is in the numbers
Signing up with Divvy is easy, you can get prequalified in under 5 minutes.